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5 Reasons why PSG eCommerce is needed by your business



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5 Reasons why PSG eCommerce is needed by your business

Since the rise of the information age, the internet has become a venue for different activities under the sun. Examples include information and data gathering, banking and payment services, online gaming, social networking, and advertising, to name a few. One popular online business model entails the sale of products and services. This is known as eCommerce.

Sky’s the limit when it comes to what the internet has to offer. It has a wide variety of functions for its users on a daily basis both in Singapore and worldwide. The norm used to be brick and mortar stores and written documents kept under filing cabinets. Now, everything now can be done through the click of a link and uploaded to online cloud systems.

The internet has broken geographical barriers and has made it easier for people to communicate and transact businesses with people around the world. eCommerce is one example of an internet service that has made business transactions more convenient for both sellers and buyers. Online payments have become more accessible to everyone. They are slowly replacing the traditional way of doing physical banking transactions.

Many businesses have sprouted and continue to be established during the rise of the COVID-19 pandemic. There is an urgent need to include web solutions into the budgets of both start-ups and existing businesses. Thus, the need for government grants in Singapore has proved to be beneficial for this. 

What is PSG eCommerce?

eCommerce has become a current household name for online businesses. eCommerce marketplace giants such as Amazon, Lazada, and Shoppee are giving physical brick and mortar stores a run for their money. It would be of benefit to Singaporean businesses if they would avail of what they call PSG eCommerce

The digital world has become a vast space for businesses to thrive despite the rising pandemic. PSG eCommerce grant would be a great contribution to developing businesses in Singapore. 

PSG stands for Productivity Solutions Grant. It is a kind of government grant issued in Singapore to aid businesses with their web and IT solutions. It caters to different kinds of businesses, from food to infrastructure and engineering too. PSG Ecommerce development is so crucial nowadays so that businesses can thrive online. This grant would help minimize costs due to the given subsidy. 

Both small and large businesses have been greatly affected by the COVID-19 pandemic. This has resulted in lower sales. Companies have opted for cost-cutting measures to keep their establishments afloat during this time. Thus, the benefits of PSG eCommerce development are crucial.

5 Reasons why PSG eCommerce is crucial for businesses

PSG eCommerce development has a lot of benefits for businesses operating in Singapore. Below are 5 Reasons how it could help establishments thrive in this day and age:

#1 PSG grants can shoulder up to 70%-80% of your web solution needs

Businesses will need an allocated budget to migrate both their sales and operations online. The PSG Ecommerce grant would be of great help to minimize costs for your business. Whatever budget you had initially allocated for this can go to other parts of your business like inventory management and operations.

#2 Additional Consultancy Services offered with the grant

The government also offers free consultancy or advisory services for startups and existing businesses that need help with web and IT solutions. This helpful service comes along with the financial assistance offered to Singaporean businesses. It caters to those who need assistance on how to set up their websites and establish their online marketing needs.

#3 Simple requirements needed

The requirements needed to apply for a PSG eCommerce grant are simple. One is that your business is a Singaporean-owned and established business operating within Singaporean territory. Next is that the purchase, lease, and subscription of your web solutions and equipment are only utilized within Singapore. Another is that businesses should have a minimum of 30% local shareholding. These qualifications would make it easy to apply for this grant. An additional requirement necessary is if the business has less than 200 employees. There is also a maximum required sales turnover that does not exceed SGD 100 million.

#4 Cuts Costs for your business

the PSG eCommerce grant will further help contribute to cost reduction for the business. The government can cover a big amount to support the business’ IT needs. Online operations cost less than physical operations and less manpower is needed to transact business on the internet.

#5 Boost Singapore’s Economy

The more PSG eCommerce development grants the government offers, the more businesses will thrive in this pandemic. Thus, this will improve the overall economy of Singapore. The economy’s growth won’t be limited by just physical or brick-and-mortar operations. Online businesses will be of big help to improving the economy of Singapore.

Avail of the PSG Ecommerce development grant today!

Looking to apply for a PSG eCommerce grant but clueless on how to start and how to do it? Great news is that there are agencies that can help you with this. Contact Digital Solutions, one of the leading digital marketing agencies in Singapore. They offer web-based solutions to both small and big businesses alike. Digital Solutions offers the best and reliable service to both their current and prospective clients within Singapore. 

One of the services of Digital Solutions includes government grant applications catered to IT solutions. Apply for the PSG grant today with their help. Availing of their service will make it a smoother and faster process for you. Give them a call or check out their website to avail of their service.

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Common Data Fabric Uses



Data Fabric Uses

Common Data Fabric (CDF) is a platform that allows for the sharing of data between different applications and platforms. It can be used for data integration, data warehousing, data governance, and more. CDF can be used by businesses of all sizes and industries. Some of the benefits of using CDF include easily sharing data between different applications and platforms, quickly and easily integrating data from different sources, and easily creating data warehouses and data marts. Today, we’ll examine Common Data Fabric and some of the most common uses for it.

Storing and Managing Data

One of the more common uses for a CDF includes storing and managing data. A CDF can be used to store data in various formats, including XML, JSON, and CSV. This provides many benefits for businesses. For example, it can make it easier to access and query data and make it easier to manage and update data. A CDF can also be used to store data in a data lake. This can provide businesses with a centralized location to store all their data. This can make it easier to access data and make it easier to analyze data.

Analyze Data for Insights

A Common Data Fabric is frequently used to analyze data to get insights. These insights are useful for numerous scenarios, such as understanding customer behavior, improving marketing campaigns, and detecting fraud.

For example, consider a business that wants to understand how its customers interact with its products. By analyzing customer data using a CDF, the business can identify patterns in customer behavior. This information can then improve marketing campaigns, products, and customer service.

Streaming Data


CDF is a streaming data fabric that helps enterprises make better decisions faster by providing a platform for real-time data streaming and analytics. CDF is designed to handle massive volumes of data and allows users to quickly and easily build streaming data pipelines and applications. It provides a single platform for data ingestion, processing, and delivery, making it an ideal solution for enterprises looking to streamline their data infrastructure.

CDF is a highly scalable platform that can easily handle large volumes of data. It offers a variety of connectors for data ingestion, including support for streaming data protocols like Kafka, Kinesis, and Storm. This allows users to quickly build streaming data pipelines that can handle large volumes of data.

Master Data Management

Another common use for a CDF is a secure data management platform that enables enterprises to centrally manage and govern their data across the enterprise. As a Master Data Management (MDM) tool, a CDF can play an important role in an organization’s data governance strategy by providing a secure and centralized platform for managing data.

MDM is the practice of managing master data, which is data that is used across the organization. For example, customer data is typically master data, as it is used by marketing, sales, and customer service departments. Master data is important for organizations because it helps ensure that data is consistent and accurate across different departments.

A CDF can be used as an MDM tool to help organizations manage their master data. The CDF can provide a centralized platform for managing data and help ensure that data is consistent and accurate across different departments. The CDF can also help automate managing master data, which can help reduce the amount of time and resources needed to manage the data.

Using Common Data Fabric

A Common Data Fabric is a data store and management system that enables companies to store and manage data more effectively. It provides a common platform for companies to store and access data, which helps to improve collaboration and data sharing. A CDF also makes it easier for companies to analyze data and make better decisions. As you can see, there are many uses for CDF in business. So, if you want to make the most of your data management, consider a CDF.

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A Guide to Using a Housing Loan Interest Calculator



Housing Loan Interest

The Reserve Bank of India has decided to keep the repo rate and reverse repo rate unchanged for the 8th time to recover the Indian economy that had been massively affected due to the pandemic. This decision brings relief for homebuyers planning to purchase a property by taking financial assistance.

With the repo rate unchanged, the housing loan interest rates have significantly reduced, encouraging borrowers to purchase houses at reasonable pricing. In this case, a housing loan interest calculator is a beneficial financial instrument that will evaluate monthly instalments and payable interest against their loan.

What is a housing loan interest calculator?

An interest calculator or housing loan EMI calculator is an effective financial tool that allows borrowers to calculate EMIs of their home loan conveniently. Using this calculator beforehand will allow individuals to make an informed decision before applying for a loan amount. This calculator also performs as an interest calculator as it also provides the interest amount to be repaid against your loan along with the overall EMIs.

To know the usage of this home loan interest calculator, individuals need to follow the steps below:

Step 1- Input your preferred loan amount

Step 2- Now, input the applicable interest rate

Step 3- Finally, input the loan repayment tenor

After completing these steps, the calculator will display the EMI amount along with other essential information, such as overall housing loan interest, total payable amount, and amortisation schedule. After knowing these details, one can look for the best loan offers available in the market and choose one that will suit their financial requirements.

Benefits of using an interest calculator

EMIs make home loan repayment convenient and flexible for customers. Here a housing loan interest calculator can help borrowers in evaluating the EMI amount and other essential factors associated with the loan.

To use this calculator, borrowers just need to visit the official website of the respective financial institution and use the tool conveniently and for free. Following are the benefits of this calculator, which will allow individuals to availhome loan and ease their repayment.

  • Convenient calculation

Using a home loan EMI calculator or interest calculator is quite easy and convenient. Individuals just need to enter the loan amount, interest, and repayment tenor. The calculation will be done in seconds,and one will get the overall payable amount, payable interest, EMI break-up, etc.

  • Helps in loan management

Knowing the EMIs in advance helps a borrower make prepayment plans along with timely repayments. This way, one can conveniently manage his/her loan account and repay the loan amount sooner.

  • Compare loan offers

One can use this calculator to compare different loan offers available in the financial market. Since this calculator will show the total loan cost along with the payable EMIs, housing loan interest amount, and more, it will help borrowers select the best option for them that will fulfil their financial requisites without burdening their disposable income.

  • Appropriate results

If a calculation is manually done, it can provide erroneous results. But one can completely rely on this calculator as it displays relevant results. The calculations are 100% accurate and leave no chance of any miscalculation.

  • Helps in choosing right tenor

After knowing the EMI amount displayed by the calculator, individuals can choose a suitable loan repayment tenor. They are free to decide whether they can pay higher EMIs by choosing a shorter tenor, or they wish to opt for a longer tenor and pay their EMIs comfortably.

Therefore, by using this calculator, one can know the loan amount they can afford to repay along with interest amount and other associated costs.

Alternatively, to opt for affordable interest rates, one can choose the housing loan balance transfer facility, allowing borrowers to choose a lender that fulfils their financial requisites. In this financial facility, borrowers need to conduct in-depth research regarding financial lenders and settle for one offeringbetter interest rates.

But before applying, individuals need to know everything about home loan balance transfer to avoid any financial strain in the long run.

Leading financial institutions also offer a top-up loan facility and balance transfer facility for borrowers in need of additional funds to meet their essential financial requirements. Moreover, these financial lenders also extend pre-approved offers on a wide range of financial products, such as a home loan, loan against property, etc. These offers ensure a quick loaning procedure. One can check the pre-approved offer by mentioning his/her name and contact information. Thus, one can know their payable housing loan interest amount by using this calculator. Moreover, they can reduce the amount by making a substantial down payment or prepaying the loan amount.

Author Bio: Hi, I’m Pooja and I’m a passionate Blogger, Freelancer, Writer, and Digital Marketer. and I love tech stuff and games. Gembells, Hotmaillog, Indianlatestnews.

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MACD Histogram in Forex Trading



Forex Trading

A trader can utilize the MACD histogram for trade entry and trade exit signals to reconcile the inconsistency between entry and exit signals. To do so, a trader can enter the market with a partial short position. Its always important for everyone to learn how to trade forex because its best way to make money online.

Currency traders are in a unique position to profit from this method since the more significant the job, the greater the potential profit when the price reverses. You can use this approach in the currency (FX) market with any size position without worrying about influencing price.

MACD and Currency Pairs

Understand that whether a currency pair is trading sideways, in a downturn, or an uptrend, the MACD can be utilized. The MACD is made up of three parts. Two EMA (Exponential Moving Average) lines make up the first component. The fast MACD line is one, and the slow MACD line is the other. The hues of the two lines are always different.

The MACD histogram is the second component. The histogram depicts a trend’s strength and duration. The point-of-reference zero line is the third component. A value greater than zero indicates a purchase indication, while a reading of less than zero indicates a sell signal.

Currency Pair Charts

Open a currency pair chart in your Forex trading account. To add MACD to your chart, go to the technical indicator list and click on it. The MACD will appear beside your price indicator, like as candlesticks, in the software package.

The histogram is frequently shown beneath the graph. The moving average for the last 26 closing periods, the past 19 closing periods, and the difference between the 26 and 19 closing periods are the default parameters in most MACD software.

Enable Market Conditions

Depending on market conditions, change the preset values. For example, if the market is volatile, you can shorten the time frame to match shorter period trading.

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Convergence or Divergence

Look for convergence or divergence in the MACD. Convergence occurs when price, the MACD, and the histogram move in the same direction. The histogram displays the trend’s strength, whereas the intersection confirms an existing trend.

When the price moves in the opposite direction of the MACD and the histogram, this is known as divergence. The current trend is breaking down, and the histogram will indicate the strength of the trend breakdown.

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Utilize Divergence Conditions

Before going long or short, trade the convergence by waiting for the MACD, histogram, and price to move in the same direction. Use a divergence to determine when a trend will turn.

Before entering a trade, many traders would wait until the MACD is above or below zero. Forex brokers with zar accounts is providing more information about the divergence conditions in forex.

Last Words

Trading, like life, is rarely black and white. Some blindly agreed-upon norms, such as never adding to a loser, can be effectively disregarded to generate tremendous gains. Before attempting to secure payments, however, a systematic, methodical approach to breaching these important money management norms must be devised.

Trading the MACD histogram instead of the price allows you to deal with an old concept, divergence in a new way. By applying the MACD strategy to the Forex market, will allows for easy scaling up of positions. It also makes this concept even more appealing today and post traders alike.

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